Feature
See Where Your Money Is Going and Where It Will Be
Cathold's finances module tracks income and expense streams, projects future cash flow with variable ranges, and shows monthly spending history so your family can make informed financial decisions.
7 days free. No credit card required.
What makes it great
Income and Expense Streams
Model your finances as recurring streams: salaries, rent, utilities, groceries, and subscriptions. See the complete picture of money flowing in and out of your household.
Projection Engine
The projection engine takes your income and expense streams and shows where your cash flow is heading over the coming months. Make decisions with confidence about major purchases or job changes.
Variable Ranges
Not every expense is predictable. Set minimum and maximum ranges for variable costs like groceries or utilities. Projections show best-case and worst-case scenarios.
Monthly History
Review past months to spot spending trends and seasonal patterns. Monthly history helps you understand where money actually went versus where you planned it to go.
Connected to Meal Costs
Recipe cost estimation from the meals module gives you real data on grocery spending. See how meal choices affect your overall budget.
Perfect for
- Plan a family budget with income and expense stream tracking
- Project cash flow three to six months ahead before a big decision
- Track monthly spending trends to identify areas for savings
- Model the financial impact of a job change or new expense
Frequently asked questions
Does Cathold connect to my bank account?
No. Cathold uses manual income and expense streams rather than bank syncing. This approach gives you control over your data and focuses on forward-looking projections rather than transaction categorization.
How do variable ranges work?
For any income or expense stream, you can set a minimum and maximum amount instead of a fixed value. The projection engine uses these ranges to show best-case and worst-case cash flow scenarios.
Can both partners see the family finances?
Yes. The finances module is shared with the family, and permissions control who can view versus who can edit. Transparency helps couples make financial decisions together.
Ready to get started?
Try Cathold free for 7 days. Family Finances is just one of 10 integrated modules that make household management effortless.